What's the next step?

Hudson has been home 5 months now.  If  you aren't familiar to adoption, you may think that is it right?  We did all the paperwork, FBI and local fingerprints, applied with Immigration and Citizenship, passed our homestudy and voila---he is our son.  If only it were that simple(HA, like that was simple!).  We currently are in our post placement phase.  This means that we have a visit with our social worker every month.  Thankfully she is an old friend and we like seeing her monthly!  After he has been in our home 6 months we can finalize, which involves yet another set of fingerprints that costs 50.00.  We already have our lawyer finishing up the paperwork and we have a court date for March 19th(by the way, the most experienced adoption lawyer in Texas is in our city if anyone needs a name of a great one).  After the finalization, Hudson's  name will be officially changed.  Then we will get a new birth certificate with our names on it.  About 9 years ago, a new law went into effect saying that children adopted by US citizens would be considered citizens when they landed on US soil.  The big problem is that all the govt agencies haven't figured out how to honor this.  SO, our kids have no proof they are US citizens until we get a Certificate of Citizenship for them.  This is applied for through the Immigration and Citizenship office and cost 460.00!!   If  you want to make me feel nauseated, remind me that Dillon and Hudson both need these papers.  UGH.  I think it is a crime that the govt that Mike and I pay taxes to every year, charges this much for a piece of paper to prove my kids are US citizens!  Here is the really fun part.  The Social Security Adminstration denied our app for Hudson a SSN since our adoption isn't finalized.  So, at the advice of our CPA, I applied for a Tax Id Number for him so we can claim his as a dependant on our taxes.  Guess what????  Yep, they denied it too stating he didn't meet the residency requirements.    Now what??  We can't file our taxes til the adoption is finalized.  It will take a month to get the new birth cert which will allow us to apply for a SSN.  Then, we must wait a few weeks for that too come.  It looks like we are going to have to get an extension.  The kicker, a huge payment is due on our adoption loan in April(we only pay interest monthly) and we must have our refund to  pay it.  I guess I'll go the bank and explain our dilemna!  I swear, people can give birth to 6 babies and Medicaid pays for it, but we adoptive families jump through hoop after hoop!!!!!!